Best Portfolio Tracker Apps 2026: 7 Compared, Free to Paid

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The best portfolio tracker depends on what you hold. Sharesight is the strongest pick if you need performance and tax reports, Snowball Analytics if dividends are the point, Delta if you want one mobile app for shares and crypto, and Kubera if you want a net-worth balance sheet that includes things a broker never sees. If you would rather pay nothing, Portfolio Performance and Ghostfolio are open source, and a spreadsheet still works for a simple portfolio. Every price below was read on the provider's own page on 30 September 2026.

This is part of our series on tools for self-directed investors. The anchor piece is the 8 best investment tools for self-directed investors; the companion guide covers retirement planning tools.

Why a broker's own app is not enough

Once you hold investments in more than one place — a broker, a pension, a crypto exchange, a savings platform — no single provider shows you the whole picture. A tracker pulls it together so you can see your real allocation, your return after fees and dividends, and how far you have drifted from your plan. That last point is what makes rebalancing possible at all.

A tracker does not hold your money and does not make an investment safer. It is a reporting layer; your capital is still at risk in whatever you own.

The 7 trackers at a glance

1. Sharesight — Performance and Tax Reporting

What it does: Sharesight brings stocks, ETFs, dividends and precious metals from different brokers and markets into one consolidated view, with performance and tax reporting on top. It integrates with hundreds of brokers and finance apps — it names Robinhood, Charles Schwab and Interactive Brokers among them — so trades can flow in rather than being typed.

Why investors need it: If you file your own tax return or hand reports to an accountant, the reporting is the reason to pay. The paid plans add Diversity and Exposure reports and file attachments; Sharesight notes that the free plan has no tax reports. Its mobile app is free to download for anyone.

Best for: Investors with holdings on several brokers who need clean performance and tax reports rather than a live-price dashboard.

Cost: Free for 1 portfolio and 10 holdings (closed positions count). Starter US$7/month billed annually (US$9.33 monthly) for 30 holdings; Standard US$18/month billed annually (US$24 monthly) for 4 portfolios with unlimited holdings; Premium US$23.25/month billed annually (US$31 monthly) for 10 portfolios. Prices are in USD and Sharesight states taxes may apply.

2. Snowball Analytics — Dividend Tracking

What it does: Snowball Analytics tracks stocks, ETFs and funds and is built around dividends: automatic dividend tracking and a dividend calendar are included on every plan, including the free one. It lists coverage of 30+ currencies and 70+ exchanges, plus custom assets such as deposits and real estate.

Why investors need it: A dividend investor's key question is "what will this pay me, and when?" — which is exactly what Snowball puts first. It also includes backtests and public portfolios from other investors if you want ideas. Pair it with our dividend portfolio guide and, if you hold foreign shares, the withholding tax guide — the tax taken at source is where dividend income quietly leaks.

Best for: Income investors who want a dividend calendar and forward income view without building one.

Cost: Free for 1 portfolio and 10 holdings. Paid plans billed annually: Starter 79.99/year (unlimited holdings), Investor 149.99/year (10 portfolios) and Expert 249.99/year (unlimited portfolios), each with a 14-day free trial and no card required. The page we read showed the figures without a currency symbol, so check the price in your currency.

3. Delta by eToro — Mobile Tracking for Shares and Crypto

What it does: Delta is a mobile-first tracker, owned by eToro, covering stocks, crypto, commodities and forex, with portfolio insights and personalised alerts.

Why investors need it: If part of your portfolio is crypto on an exchange and the rest is shares on a broker, Delta is one of the few trackers that treats both as first-class. Delta says PRO subscribers also get eToro Club perks on an eToro account.

Best for: Investors who check their portfolio on a phone and hold a mix of shares and crypto.

Cost: Basic is free. PRO US$6.99/month or US$53.88/year; PRO+ US$13.99/month, US$107.88/year or US$299 as a lifetime licence. Delta states that prices may vary by location.

4. Kubera — Net-Worth Balance Sheet

What it does: Kubera is a balance sheet for everything you own rather than a stock tracker. It connects to banks and brokerages worldwide, tracks crypto exchanges and wallets (including DeFi and staking positions), and holds alternatives — private stocks, fund LP positions, gold, real estate and vehicles — next to your listed investments.

Why investors need it: Once property, private investments or a business make up a real share of your wealth, a broker-only tracker understates your position. Kubera's pitch is a flat fee — "$250 a year, not 1% of your wealth".

Best for: Investors with significant assets outside listed securities who want one net-worth view.

Cost: Essentials US$250/year; Kubera Black, for complex multi-entity wealth, US$2,500/year. Both can be tried for 14 days.

5. Portfolio Performance — Free Open-Source Desktop App

What it does: Portfolio Performance is an open-source desktop application (Windows, macOS and Linux, with a mobile app listed) that calculates performance across all your accounts using true time-weighted return or internal rate of return.

Why investors need it: It does the maths properly — time-weighted return strips out the effect of your own deposits and withdrawals — and it lets you rebalance against an asset allocation you define. Foreign-currency accounts use European Central Bank exchange rates, and data exports as CSV or JSON. Your data stays on your computer.

Best for: Hands-on investors who want accurate performance figures and are happy to enter transactions themselves.

Cost: Open source, released under the Eclipse Public License, with no licence fee.

6. Ghostfolio — Open-Source Web App

What it does: Ghostfolio is open-source wealth-management software (AGPL-3.0 licence) for tracking stocks, ETFs and cryptocurrencies, designed for personal use.

Why investors need it: You can run it on your own server if you want full control of your data, or use the official Ghostfolio Premium cloud service if you would rather not maintain anything.

Best for: Privacy-minded investors, and anyone comfortable running a small web app with Docker.

Cost: Self-hosting is free under the open-source licence. We could not read the Premium price on Ghostfolio's pricing page, so check the current price before you subscribe.

7. A Spreadsheet, With PopAI Sheets for the Heavy Lifting

What it does: A spreadsheet is still the most flexible tracker. Google Sheets' GOOGLEFINANCE function pulls current and historical prices — Google notes real-time quotes can be delayed by up to 20 minutes, which is fine for tracking. PopAI Sheets adds an AI layer for Excel and Google Sheets: upload broker PDFs, receipts or messy CSV exports, describe what you want in plain English, and it builds the table and formulas.

Why investors need it: The hard part of a spreadsheet tracker is not prices, it is getting years of transactions and dividends out of broker statements into clean rows. That is the step PopAI Sheets automates. Check what it extracts against the source documents before you rely on the numbers. Our PopAI tracking tutorial walks through the set-up, and how investors use PopAI covers the analysis side.

Best for: Investors who want full control of the layout and calculations, or whose holdings no app supports.

Cost: Google Sheets is free with a Google account. PopAI's pricing page did not display prices when we checked on 30 September 2026, so check the current price.

Try PopAI Sheets

Cost Breakdown

Prices as read on each provider's page on 30 September 2026:

How to Choose

Whichever you pick, enter your cost basis and fees accurately. A tracker's return figure is only as good as the transactions you give it.

One more option for US readers: StockMarketEye is portfolio-tracking software with watchlists and charts, available in the US only. It is not part of the seven compared above.

Also for US readers: Empower offers a free Personal Dashboard, with personalised financial advice available on top. It is US only and, like StockMarketEye, not part of the seven compared above.

Frequently asked questions

What is the best free portfolio tracker?

For a small portfolio, the free plans of Sharesight and Snowball Analytics each cover one portfolio with up to 10 holdings. With no holdings limit, Portfolio Performance is free open-source desktop software, and Ghostfolio is free if you host it yourself.

Can one app track stocks, ETFs and crypto together?

Yes. Delta covers stocks, crypto, commodities and forex in one app, Ghostfolio tracks stocks, ETFs and cryptocurrencies, and Kubera puts investment accounts alongside other assets in a single net-worth view.

Is a spreadsheet good enough to track investments?

For a simple portfolio, yes. GOOGLEFINANCE in Google Sheets fetches prices (real-time quotes can be delayed by up to 20 minutes). A spreadsheet gets harder to maintain as transactions, dividends and currencies pile up, which is when a dedicated tracker, or an AI tool to import statements, earns its cost.

Does a portfolio tracker give me tax reports?

Some do. Sharesight's paid plans are built around performance and tax reporting, but its free plan has no tax reports. Most other trackers show gains and income you can use for a return, not a filed report — check your own country's rules or an accountant.

Sources

More in this series: 8 best investment tools for self-directed investors · best retirement planning tools · all our investment tool comparisons.

This article was written by Thomas Lovas Lokoy — researched and drafted with AI assistance from published sources; edited and published by NorwegianSpark SA. YieldNav is operated by NorwegianSpark SA (org. 834 984 172), founded by Thomas Lovas Lokoy. We are not licensed financial advisers, and nothing here is personalised advice. Some links are affiliate links; where a partner pays us, your capital is still at risk and our editorial view is unchanged. Read our about page, editorial policy and affiliate disclosure.